Are You Covered for Lasik Eye Surgery?
Correction surgery for your eyes is an option today with a new technique called Lasik. Often times, your vision can be returned to 20/20 or better with laser eye surgery. But the question is will your insurance agency help you cover the cost. If you have vision insurance, you may call or write or check your policy to find out if you’re already covered for a discount or help from your insurance agency for lasik eye surgery. After all, your vision insurance will no longer have to supply glasses, contact lens or replacements, and therefore may cover.
Often times, laser eye surgery is considered an elective surgical procedure and coverage may very widely from policy to policy. Remember, an insurance agents job is to sell insurance, and if you have lasik surgery, there’s a possibility that they are going to lose your insurance premium. So, perhaps, according to your insurance policy you may not be covered.
Lasik surgery is not an inexpensive plan and although you’ll see plenty of advertisements at $500 an eye, the reality is it’s closer to $2000 and up according to your eyes. A because it’s advertised at a discount price doesn’t mean that the lasik surgery specialist is the best in the process, and when it comes to your eyes, you want the best. It’s important that not only is your Lasik surgery affordable, but also that you have a qualified doctor with qualified machinery to actually do the surgery itself. The benefits of having 20/20 eye vision, and of course not having to wear glasses or contacts is one of the biggest.
When you see a good price for lasik surgery be sure to check out the doctor thoroughly as well as find out from other patients whether they’re happy with the laser eye surgery. Although in most cases a cheaper doctor means less experience, there are times when you’ll find discounted deals from a well qualified doctor’s office or surgery. Y’all so want to look into employee discounts, club member discounts, and other discounts the laser surgery office offers.
There are different countries with vision insurance policies that will cover Lasik surgery. It’s important before working with any elective eye surgery that you find out whether you’re covered or not. You may find that traveling over the border saves you a ton of money in certain areas where Lasik surgery is either cheaper, or covered by insurance.
Many doctors will offer a payment plan on your laser eye surgery. Before embarking on any surgery procedure it’s important to know where your financial obligations lie, whether it’s elective not. Lasik eye surgery is an option for most people with vision problems and to return your vision 20/20, become an informed laser eye surgery prospect by researching before your first Lasik appointment.
Help answer the question about lasik insurance
Why do insurance companies not pay for Lasik Eye Surgery?
Seems like they want people to go through the rest of your life wearing eye glasses or contact lens. There doesn’t seem to be any real cure of people with poor eye sight. Their eye sight will always get worse. Is poor eye sight a condition that is not treatable? All the eye doctor does is get a person stronger glasses over their life time. If Lasik Eye Surgery is close to a cure for poor eye sight why doesn’t the insurance companies approve of it?
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Here at lasikabc.org, we present to you all the hard facts of lasik surgery on your cornea. This eye surgery procedure has been around for more than 20 years already and it can help anyone end the use of eyeglasses and contact lenses or not being able to see without them.
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7 Responses to “Are You Covered for Lasik Eye Surgery?”
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Not sure that Care Source will cover any of the Lasik costs, perhaps a few percent? Ask them?
I have seen a colleague of mine save $2000 on his lasik in PA through 2020vision4less.
In my observation, I have noticed that the government is at least ten years behind medical "trends", for lack of a better word. I don't expect those two agencies to cover such a breakthrough any time soon.
Honestly, its better you consult a specialist to find out what's best for you. I really want to help but I don't think I can give better answers than specialist do. Sorry.
good luck
Love is omnipresence, Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. Love never fails.
Into,
LASIK is considered cosmetic surgery/ elective surgery/ optional surgery and is therefore not curing a disease process and thus not covered by insurance.
Several insurance companies offer a discount for LASIK, 10 to 15%, at specific surgery centers. Check to see if you qualify for the discount known as TruVision.
I can only tell you what the Army standards are. The Army has a program through Walter Reed that does refractive surgery but it's a warfighter readiness program, not a general thing. A soldier must be in active, in a deploying unit or in a combat job. I'm not sure if the Air Force has an equivalent program.
I had 20/800 with astigmatism and put up with it for 16 months in Afghanistan, so you'll get no sympathy from me.
Continuously deteriorating vision should exclude you as a candidate for LASIK. You prescription should be stable for several years before you have that kind surgery. Perhaps you have misunderstood that all laser surgery is LASIK and your doctor is talking about another type of laser surgery. There are several conditions not related to refractive error that lasers are used to treat like retinal detachments and some types of glaucoma.
Medical insurance covers medical problems (in most cases). Myopia / hyperopia/ astigmatism / presbyopia that requires spectacle correction is not a medical problem and hence no insurance company that I know of has ever covered laser eye treatment in this case. Laser eye treatment is considered an elective cosmetic surgery – hence the problems people have trying to claim damages when things go wrong. (unless you can prove negligence, you don't stand a chance – exhaustive consent forms, voluntarily having a surgical procedure on healthy tissue etc)
Prices seem to average around $2100 per eye.