Proper Financing For Lasik Surgery
LASIK surgery in Houston Texas has experienced something of an upswing, largely due to the fact that so many surgeons have opened shop in the long horn state. Another reason is that, after pricing, residents have been able to find proper financing to achieve their goals of improved eyesight.
In its infancy, many couldn’t afford the surgery, particularly since insurance companies consider it a cosmetic procedure and won’t pay for it. During that time, it would seem that the Laser Lasik Houston patient would be few and far between.
Couple this with the knowledge that it can cost upwards of a few thousand dollars per eye, surgery was well out of reach for the average consumer.
If a Houston Lasik surgeon promises a nominal free per eye (like $249 dollars or something similar) beware. Most Lasik packages include any enhancements you will need, as only a small percentage of people have eyes healthy enough to under go Lasik surgery in Houston Texas once. In other words, the price may not include enhancements, which you may need if you have problems after the procedure is over.
Today, things have changed as Houston Lasik surgeons can now offer clients a huge array of options when it comes to helping patients with financing.
In regards to current procedures, vision improvement seekers can typically pay between $130-430 a month depending on what kind of plan you sign up for.
Any reputable Houston Lasik surgeon can refer you to a finance company that can arrange a plan that suits your needs. A patient can also opt to go to a finance company independent of his or her physician, but you have to make sure that their surgeon approves them.
Some financing plans vary, allowing you to pay for your surgery over periods of months or years. For long drawn out payments, Laser Lasik Houston clients may have to make payments with interest rates as high as 23.99%, and in some cases, a deposit may be required. Interest can also depend on the customer’s credit score.
Applying for financing should be simple for a patient, and is no different than obtaining a regular loan. Some surgeons offer payment plans through high profile and reputable companies, making it a bit easier on you.
Another option for a patient is to apply for a loan online. This allows a greater ability to comparison shop. If you qualify, you will probably receive a confirmation of acceptance the next day.
Don’t let the cost of Lasik Surgery in Houston Texas scare you away from improving your vision once and for all. Check into the numerous financial choices at your disposal then talk them over with a qualified Houston Lasik surgeon!
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At the International EyeCare Laser Center, our doctors practice LASIK only – we are specialists. Dr. Charles Moore is instrumental in the design and development of LASIK diagnostic and surgical equipment. For more information visit our site: http://www.texaslasik.com/
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5 Responses to “Proper Financing For Lasik Surgery”
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We charge between 2800-4000 for both eyes depending on what your prescription is. And there are other factors such as corneal thickness and pupil size that determine which lasik procedure is better for you. The most important thing is to find a reputable surgeon in your area. Ask around to friends and co-workers for advice as well. Most places do free consultations, so if you are really unsure go to a couple of places and get information about the surgeon and pricing. Most places can give you information regarding financing. It is usually through an outside company such as CareCredit or Capital One. Those are two that we offer. I had lasik done
2 1/2 yrs ago and absolutely love it. Good Luck and feel free to ask any questions.
Lasik and Laser eye surgery is very safe nowadays. My cousin got her dental implants and lasik surgery in India by a company called Forerunners Healthcare. The Price for dental and lasik surgery is very less in India. She paid 25% of the price she was quoted in America.
Forerunners Healthcare is very famous in India They arrange Dental surgery, jaw surgery, lasik eye surgery, Dental Implants etc for foreign patients in India. I read a lot about them in the Newspapers and magazines- about their patient stories.
They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low cost, as dental and eye surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.
http://www.forerunnershealthcare.com
Hope this helps.
The only potential problem I see may be that since you haven't been wearing contacts or glasses, your vision prescription probably keeps changing. You definitely cannot get LASIK if your vision isn't stabilized. They will not do it ever. I would recommend going to a LASIK Plus location. They are very good there and will do a free appointment to determine if you are good candidate for it. I would definitely recommend doing that. You have nothing to lose and no money to lose on the free appointment.
There are many ways to finance lasik/laser eye surgery. Companies such as Advanced Patient Financing and Health Ready are just a few. Here is a link to many different financial options for the surgery.
I had PRK, same laser, different approach. The cost average is 1200-2100 per eye. It was possible to finance using Care Credit…but I have a better interest rate on my credit card, so I didn't go that route. I had to have custom wavefront due to thinner corneas, so my cost after my vision insurance discount was 1700/eye.
The prices have really not changed at all since laser correction surgery came out…the technology advancements have kept them about the same. Right now, we are in generation #3 of lasers. Be very aware of the 'cheap' places…do research on the surgeon…these are the only eyes you will have…and I wasn't gonna put mine in the hands of the lowest bidder.
I'm 30-something and very glad that I had my PRK surgery. I'm 4 weeks postop today and other than some dry eyes and irritation (ocular allergies), I'm doing great! Seeing as near to 20/20 as I can figure. A little vision fluctuations as my eyes get drier, but some artificial tears clears that up.
Just research your surgeon. I strongly believe I had such a good outcome because of the surgeon, his education, and experience. I checked out 3 in my area…and this one just blew me away with his credentials (corneal specialist…also teaches corneal pathology at a medical school in my region).
Check out the link below for more detailed information about the risks, benefits, outcome ratios, complications, and who should not be a candidate for LASIK or PRK. This is the article that actually made me really think about going for the consult.