Comments on: Will Your Lasik Surgery be Covered by Insurance?

By: Plant

Plant — Thu, 16 Jul 2009 06:02:27 +0000

None that I know of. It is considered elective and cosmetic.

By: deathbatgirl

deathbatgirl — Thu, 16 Jul 2009 04:47:26 +0000

It depends on your insurance. You can call the provider or most providers have a website that tells you what they cover. Most will help with or completely cover contacts. Generally insurance won't cover Lasik if you're a minor and most doctors won't do Lasik until either your growth plates in your hands have sealed (indicating biological adulthood) or you have 3 consecutive annual eye exams in which your vision does not change.

If your vision is still changing there's no point in getting Lasik because it will continue to change pretty much until it just doesn't change anymore (usually this happens once you reach adulthood if your vision problems began as a child).

By: Vyxsin

Vyxsin — Wed, 15 Jul 2009 16:59:21 +0000

Most insurances do not. But, to make sure, call the little toll free number on the back of your card and ask! I am sure that they will tell you!

By: Cecilia

Cecilia — Tue, 14 Jul 2009 00:32:15 +0000

No.

By: into_starry_skies

into_starry_skies — Mon, 13 Jul 2009 23:31:56 +0000

Into,
LASIK is considered cosmetic surgery/ elective surgery/ optional surgery and is therefore not curing a disease process and thus not covered by insurance.
Several insurance companies offer a discount for LASIK, 10 to 15%, at specific surgery centers. Check to see if you qualify for the discount known as TruVision.

By: Marcus

Marcus — Mon, 13 Jul 2009 22:03:34 +0000

Not sure that Care Source will cover any of the Lasik costs, perhaps a few percent? Ask them?

I have seen a colleague of mine save $2000 on his lasik in PA through 2020vision4less.

By: bam

bam — Mon, 13 Jul 2009 18:55:00 +0000

Medical insurance covers medical problems (in most cases). Myopia / hyperopia/ astigmatism / presbyopia that requires spectacle correction is not a medical problem and hence no insurance company that I know of has ever covered laser eye treatment in this case. Laser eye treatment is considered an elective cosmetic surgery – hence the problems people have trying to claim damages when things go wrong. (unless you can prove negligence, you don't stand a chance – exhaustive consent forms, voluntarily having a surgical procedure on healthy tissue etc)

Prices seem to average around $2100 per eye.

By: its_me_bitches

its_me_bitches — Mon, 13 Jul 2009 05:07:14 +0000

It depends if you need the surgery to have better vision and improve your eyes/sight, or if you just don't wanna wear glasses. Just go to a doctor and ask if the surgery will improve your vision/if it'll be beneficial/needed. If s/he says yes, then she will have insurance cover it.

By: Izzy

Izzy — Mon, 13 Jul 2009 05:02:56 +0000

as a dependent: NO.

for Active duty: only sometimes. priority is given to those who need the surgery for their job. it is space A for everybody else, and the waiting list can be years long. they will NOT cover it if you have it done on your own.